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Listing provided courtesy of CENTURY 21 MILLER ELITE- MLS# 116379MLS Provider

94923 S PALM POINTE DriveFernandina Beach, FL 32034

Single Family · 4 Beds · 3 Full Baths · 2,922 Sq. ft. | 0.43 Acres
$695,000 Active

94923 S PALM POINTE Drive Overview

Time on Site:
18 days
Visits:
0

Welcome to this beautifully maintained home in one of Fernandina Beach's most desirable gated communities. Designed for both comfort and entertaining, this home features high ceilings, a spacious open-concept layout, and a large center island with beautiful granite countertops that anchors the kitchen and overlooks the main living area. Plantation shutters throughout add timeless style and privacy, while the dedicated enclosed office with beautiful French doors provides the perfect work-from-home space. Enjoy year-round Florida living in the enclosed Florida room overlooking a beautifully landscaped, fully fenced backyard. Mature trees create exceptional privacy and a peaceful setting rarely found in this neighborhood. Step outside to the stunning paver patio, ideal for relaxing or entertaining family and friends. Additional highlights include gated community access, low HOA fees, no CDD fees, and a convenient location just minutes from Amelia Island beaches, historic downtown Fernandina Beach, shopping, dining, and top-rated Nassau County schools. Even better, the home offers an assumable mortgage at just 2.375%, creating a valuable advantage for qualified buyers. With its blend of privacy, upgrades, and location, this home delivers an exceptional lifestyle both inside and out.

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94923 S PALM POINTE Drive Facts & Features

  • Type Single Family
  • Sq. ft. 2,922
  • Price/Sq.ft. $238
  • Lot 0.43 Acres

Details

General

Association/HOA

  • Association Fee: 1200.0
  • Association Fee Frequency: Annually
  • Association: true

Green Features

  • Green Energy Efficient: Insulation

Building Information

  • Year Built: 2021

Location/Region

  • County Or Parish: Nassau
  • MLS Area Major: Ar 7 Mainland, Sub 2
  • Postal City: Fernandina Beach
  • Subdivision Name: Sandy Pointe Preserve

Community/Development

  • Community Features: Gated

General Information

  • Disclosures: Deed Restriction
  • Listing Terms: Cash,Conventional,FHA,VA Loan
  • Parcel Number: 29-2N-28-0117-0110-0000
  • Property Condition: Resale
  • Property Sub Type: Residential
  • Property Type: Residential
  • Special Listing Conditions: None
  • Zoning: RSF-2

Interior

Parking Information

  • Garage Spaces: 3.0
  • Garage: true

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4

Building Interior

  • Building Area Source: Assessor
  • Building Area Total: 2922.0

General Information

  • Appliances: Dishwasher,Microwave,Oven,Refrigerator,Water Softener Owned,Stove,Ice Maker
  • Door Features: French Doors
  • Fireplace: true
  • Interior Features: Ceiling Fan(s),French Door(s)/Atrium Door(s),Fireplace,Split Bedrooms,Storage,Shutters,Cable TV,Window Treatments
  • Levels: One
  • Living Area: 2922.0
  • Living Area Source: Assessor
  • Rooms Total: 0
  • Security Features: Security System,Gated Community
  • Stories: 1
  • Window Features: Screens,Blinds,Drapes,Plantation Shutters

Exterior

Parking Information

  • Parking Features: Driveway,Three Car Garage,Three or more Spaces,Garage Door Opener

Lot Information

  • Lot Features: Irregular Lot
  • Lot Size Acres: 0.4332
  • Lot Size Area: 0.4332
  • Lot Size Dimensions: IRR
  • Lot Size Units: Acres
  • Road Surface Type: Paved
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: One Story
  • Construction Materials: Frame
  • Patio And Porch Features: Front Porch,Other,See Remarks
  • Roof: Shingle

General Information

  • Exterior Features: Fence,Sprinkler/Irrigation
  • Pool Features: None
  • Sewer: Public Sewer
  • Utilities: Cable Available

94923 S PALM POINTE Drive Neighborhood

Community

32034 (Fernandina Beach) Demographics

54
Median Age
536
Population Density (per sq. mile)
55%
College Educated
$85,854
Estimated Median Income
13,404
Estimated Total Home Owners
2,887
Estimated Total Renters
82% / 18%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

94923 S PALM POINTE Drive Monthly Cost

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Meredith Medvec
Dylan Leitman
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

94923 S PALM POINTE Drive Market Data

Based on the last 30 days in this zip code

$979,793
Average List Price
$442
Average Price per Square Foot
136
Properties Sold
118
Average Days on Market
926
Properties for Sale
Calculations provided by Reliance Network

94923 S PALM POINTE Drive History

Date Event Value Agent
6/12/2026Source: Amelia Nassau MLS Added to Database
June 12, 2026